Adding an authorized user to your Bank of America credit card can be a useful way to share your credit with someone you trust. Authorized users are given their own credit card with a separate account number, but the primary account holder remains responsible for all charges.
Step 1: Log in to Your Bank of America Online Account
The first step to add an authorized user to your Bank of America credit card is to log in to your online account. If you don’t have an online account yet, you can create one by visiting the Bank of America website and clicking on the card type you want to apply for.
Step 2: Navigate to Your Credit Card Account
Once you’ve logged in to your online account, navigate to your credit card account by selecting “Credit Cards” from the “Accounts” tab.
Step 3: Select “Manage Authorized Users”
On the account overview page, you will see a menu of options. Select “Manage Authorized Users” from the menu.
Step 4: Enter the Authorized User’s Information
On the “Manage Authorized Users” page, you will be prompted to enter the authorized user’s information, including their name, date of birth, and social security number. You will also need to select whether you want the authorized user to have a separate credit limit or to share the same credit limit as the primary account holder.
Step 5: Review and Submit the Request
After entering the authorized user’s information, review the details to ensure they are accurate. If everything looks correct, click “Submit” to complete the request.
Step 6: Wait for the New Card to Arrive
Once you have submitted the request to add an authorized user to your Bank of America credit card, a new credit card will be issued in their name and sent to the address on file. The authorized user will receive their card in the mail within 7–10 business days.
Summary
Adding an authorized user to your Bank of America credit card is a straightforward process that can be completed online. By following the steps outlined above, you can add an authorized user to your credit card and share your credit with someone you trust. However, it’s important to remember that the primary account holder is ultimately responsible for all charges made on the card, so choose your authorized users wisely.