Bank of America is one of the largest banks in the United States, and it offers a variety of credit card options to its customers. However, there are times when a credit card may not arrive as expected. If you are in this situation, it is important to take action quickly to ensure that you are not the victim of fraud or identity theft.
Here are some steps you can take if your Bank of America credit card never arrived:
Contact Bank of America:
The first step is to contact Bank of America and inform them that your credit card has not arrived. You can do this by calling the customer service number on their website or logging into your account and sending a secure message. The representative will ask you for some identifying information and help you resolve the issue.
Check for fraudulent activity
It is essential to ensure that no one has applied for a credit card in your name without your knowledge. Check your credit reports for any unfamiliar accounts or suspicious activity. You can request a free credit report from each of the three major credit bureaus once a year.
Monitor your account
Keep an eye on your account activity to ensure that no unauthorized transactions have taken place. If you notice any suspicious activity, report it immediately to Bank of America. You can also sign up for alerts on your account to be aware of any unusual activity.
Request a replacement card
If your credit card has been lost or stolen, you can request a replacement card. Bank of America may expedite the delivery of your new card, and you should receive it within a few business days.
Consider other credit card options
If you need a credit card right away, consider other options while you wait for your Bank of America credit card to arrive. You may be able to obtain a temporary credit card or use a debit card until your new credit card arrives.
However, we ask that you wait for the minimum period, and if the arrival is taking longer than required, then you should take the steps above to make sure that everything is in order. Also, remember that the most appropriate body to tell you about the status of your credit card remains the issuer bank.